Finperks Nets $4M

Finperks, a Berlin startup founded by former viafintech executives, has raised $4 million in pre-seed funding to build prepaid payments infrastructure. (tech.eu) The round was led by Motive Partners and seed+speed Ventures, according to reports published on March 11, 2026. Finperks said it is building a single application programming interface, or software connection, for gift cards, eCash, cashback, and prepaid cards. (tech.eu) On its website, Finperks says one integration gives clients access to more than 700 brands across 30 countries. Its public documentation shows an application programming interface for listing products, creating orders, and receiving webhook notifications when something changes. (finperks.com, finperks.com) Prepaid products are often stitched together from separate issuers, brand networks, settlement providers, and compliance checks. Finperks is pitching itself as the middle layer that lets banks, fintech companies, and human resources platforms offer those products without building each connection themselves. (thenextweb.com) That pitch lands as companies keep adding digital rewards, cashback offers, and employee benefit programs to keep users engaged. Tech.eu cited a forecast that the broader prepaid market could reach $4.24 trillion by 2035. (tech.eu) The founding team is leaning on prior experience in the sector. The Next Web reported that the company was started by the team behind viafintech, the prepaid payments company acquired by Paysafe in 2021. (thenextweb.com) Finperks is starting with Europe and the United States in its commercial pitch. Its site says clients can launch gift card products across European and United States markets through one application programming interface, while its retail pages describe expansion across Europe and the United States. (finperks.com, finperks.com) For customers, the bet is that prepaid products can start to look more like standard software plumbing: one contract, one integration, and faster rollout across markets. That is what this $4 million round is meant to fund. (finperks.com, tech.eu)