GPT‑5.5 rolls out; ChatGPT Pro users can now link bank accounts

OpenAI said on May 15 it began rolling out a preview of a new personal-finance experience inside ChatGPT for Pro users in the United States. The feature lets users securely connect financial accounts, view a spending dashboard and ask questions based on their financial data, according to an OpenAI product post. The company said the rollout starts on web and iOS and is initially limited to a smaller group of eligible users. OpenAI said the launch builds on GPT-5.5, the model it introduced on April 23 and began rolling out across ChatGPT tiers that day. ### When did the bank-linking feature actually go live? May 15, 2026 is the date OpenAI used in both its product post and ChatGPT release notes for the personal-finance launch. The company described the product as a preview and said it was “starting to roll out” to Pro users in the United States, rather than making it available to every eligible subscriber at once. (openai.com) April 23, 2026 is the date OpenAI published its GPT-5.5 launch announcement. In that post, the company said GPT-5.5 was rolling out to Plus, Pro, Business and Enterprise users in ChatGPT and Codex, while GPT-5.5 Pro was rolling out to Pro, Business and Enterprise users in ChatGPT. ### What can Pro users do once an account is connected? OpenAI said users can connect supported financial accounts, see where their money is going and ask ChatGPT questions grounded in their financial context. (openai.com) The company said the Finances interface can show spending, bills, subscriptions, net worth, investment information and upcoming payments in one place. (openai.com) More than 12,000 financial institutions are supported at launch, according to OpenAI’s product post. The company said users can ask for help with budgeting, savings goals, debt payoff, subscription review, travel spending analysis, scenario planning and investment-risk questions. ### How are bank accounts connected, and who handles that link? (openai.com) Plaid is the account-linking provider named by OpenAI for the initial rollout. OpenAI said ChatGPT guides users through securely linking accounts through Plaid, while Intuit support is “coming soon.” After authentication, OpenAI said ChatGPT syncs and categorizes account data, a process that may take a few minutes. (openai.com) The company said users can then add other financial context manually, including a mortgage, a savings goal or a planned major purchase. ### What limits did OpenAI put on the tool? OpenAI said ChatGPT can help users understand and plan, but “it cannot move money, pay bills, place trades, file taxes, or act as a financial, legal, tax, or investment adviser.” That language appeared in the company’s release notes for the feature. (openai.com) The May 15 product post also said the tool is meant to help users stay informed and feel more confident managing finances, but is not a replacement for professional financial advice. (openai.com) ### Which subscribers get it first, and what does Pro mean here? U.S. Pro users are the first group getting the feature, OpenAI said, and the rollout is gradual, meaning some eligible users may not see it immediately. (help.openai.com) The company’s release notes said the feature is available on web and iOS during this phase. ChatGPT Pro currently includes tiers priced at $100 and $200 per month, according to OpenAI’s help documentation. (openai.com) OpenAI describes Pro as a plan for people who rely on AI for complex work and says it includes access to advanced features and higher usage limits than Plus. ### What comes next in the rollout? OpenAI said it is starting with a smaller preview group so it can learn from early use and improve the experience. (openai.com) The company said it plans to expand the product to Plus after the preview, with the goal of making it available more broadly over time. Intuit support is the next named product addition in OpenAI’s launch post. (help.openai.com) The company did not give a date for that integration, but said it is coming soon. (openai.com)