Social: RSU, tax and events buzz

A cluster of tech-finance posts this week pushed one message: salary workers can still cut taxes, and stock-heavy executives still need a plan. (irs.gov) For 2026, the Internal Revenue Service raised the employee 401(k) limit to $24,500 from $23,500, and the limit for traditional and Roth individual retirement accounts to $7,500 from $7,000. Health savings account limits are $4,400 for self-only coverage and $8,750 for family coverage, and commuter transit and parking benefits each rise to $340 a month. (irs.gov, irs.gov, irs.gov, irs.gov) The “backdoor Roth” tactic highlighted in personal-finance circles is a two-step move: contribute to a traditional IRA, then convert that money to a Roth IRA. The IRS contribution page says the 2026 IRA cap applies across both traditional and Roth IRAs combined, not separately. (irs.gov) Restricted stock units, or RSUs, are company shares delivered later, usually when an employee hits a vesting date. The IRS says equity pay like restricted stock units is compensation, and tax guides from Schwab and TurboTax say RSUs are generally taxed as ordinary income when they vest, with a later capital gain or loss when the shares are sold. (irs.gov, schwab.com, turbotax.intuit.com) That tax treatment is why posts aimed at tech executives keep focusing on “concentration risk,” the problem of having both your paycheck and a large share of your net worth tied to one company’s stock. Advisers writing for tech workers describe vesting schedules, withholding gaps, and oversized single-stock positions as the three recurring pressure points. (highbluffpw.com, farther.com, legacygroupny.com) The social chatter also doubled as an events signal for Canadian tech. Toronto Tech Week’s official calendar says the 2026 edition runs from May 25 to May 29 and is built around hundreds of independent, community-led events across the city. (torontotechweek.com) Its anchor event, Homecoming, is scheduled for May 27 at History in Toronto and is billed by organizers as the main stage for more than 1,000 Canadian tech builders. BetaKit reported last month that organizers had already listed more than 150 events and expected the week to grow to more than 300 events and about 15,000 attendees, matching 2025. (torontotechweek.com, betakit.com) The posted calendar already shows how heavily artificial intelligence and venture networking are shaping the week. Listed events include a European-market reverse pitch for Canadian scale-ups on May 25 and an “AI in Retail” meetup that says it will bring together leaders from AI, venture, and enterprise technology. (torontotechweek.com, luma.com) Put together, the feed reads less like one conversation than two parallel ones: how U.S. tech workers shelter more of a paycheck in 2026, and where Canadian founders and investors plan to gather in late May. In both cases, the practical details are now on the calendar and in the tax tables. (irs.gov, torontotechweek.com)