XRP ETF flows heating up

Spot‑XRP ETFs have pulled in roughly $1.3 billion in cumulative net inflows by late January 2026, according to a market‑intelligence report tracking post‑launch flows. (laikalabs.ai (laikalabs.ai)) Real‑time ETF trackers show combined AUM north of $1.5 billion across seven spot XRP ETFs and report about 780 million XRP held inside ETF structures. (xrp-insights.com (xrp-insights.com)) Franklin Templeton launched the Franklin XRP ETF (ticker: XRPZ) on November 24, 2025, bringing a major legacy asset manager into the spot‑XRP product set. (franklintempleton.com (franklintempleton.com)) Live ETF terminals list XRPZ among the largest spot issuers with an AUM figure shown around $321.5 million on market trackers. (xpmarket.com (xpmarket.com)) U.S. regulators published joint SEC/CFTC interpretive guidance on March 17, 2026, clarifying which crypto assets fall under federal securities laws and formally placing XRP within the new digital‑commodity taxonomy. (sec.gov (sec.gov)) Ripple and independent reporting document a recent XRPL feature set — including a token‑escrow mechanic turned on in mid‑February — intended to support regulated tokenization and issuer custody workflows for stablecoins and real‑world assets. (techbuddies.io (techbuddies.io); ripple.com (ripple.com)) Société Générale’s SG‑FORGE deployed its MiCA‑compliant euro stablecoin EURCV on the XRP Ledger on February 18, 2026, listing the token as 1:1 backed and integrated for distribution on XRPL. (sgforge.com (sgforge.com); coindesk.com (coindesk.com)) Tracker figures imply ETFs now custody roughly 780 million XRP — about 0.78% of the XRP Ledger’s 100‑billion token cap when comparing the tracker and tokenomics datasets, a mechanical tightening of available on‑market supply. (xrp-insights.com (xrp-insights.com); allaboutxrp.com (allaboutxrp.com))