Roth vs RSU risk

- A tax‑focused commentator, Cooper Bradfish, warned high‑earning tech workers not to auto‑choose Roth contributions as RSUs and rapidly raises push taxable income into higher marginal brackets soon. - He flagged the risk of moving into 32%+ federal tax brackets from RSU vesting or salary growth, advising workers to reassess contributions rather than default to Roth accounts. - The guidance came on X as a short thread for tech earners whose RSUs can quickly change optimal tax‑shelter choices. (x.com)