Crestmont posts leasing guide and data

Crestmont Capital has posted two new equipment-finance explainers dated April 12, 2026: one on whether businesses should lease or buy equipment, and another on which assets are financed most often by industry. (crestmontcapital.com 1) (crestmontcapital.com 2) The lease-versus-buy guide frames leasing as a long-term rental in which the lessor owns the asset, while buying gives the business ownership from day one through cash or a loan. Crestmont says lease terms can end with a return, renewal, or purchase option, and it distinguishes operating leases from capital, or finance, leases. (crestmontcapital.com) The companion data study says the mix of financed equipment changes by sector, citing construction, healthcare, food service, transportation, manufacturing, agriculture, and retail among the verticals it tracks. Crestmont says the study draws on lending data, industry surveys, and financing-volume trends for 2026. (crestmontcapital.com) Those posts land in a market where equipment finance is already a core part of business spending. The Equipment Leasing and Finance Foundation said the industry reached an estimated $1.34 trillion in 2023, and 82% of end users that acquired equipment or software that year used at least one form of financing. (leasefoundation.org) The same Foundation fact sheet said leasing was the single most important payment method in 2023 at 26% of total acquisitions, ahead of secured loans at 16%, lines of credit at 14%, and unsecured loans at 8%. That helps explain why lenders and brokers keep publishing side-by-side comparisons of ownership, monthly cost, and residual value. (leasefoundation.org) Crestmont’s own pitch is aimed at businesses trying to preserve cash while still putting revenue-producing assets to work. On its main site, the company says it has funded more than $2.9 billion, served more than 500 industries, and financed more than 5,000 businesses over more than 10 years in operation. (crestmontcapital.com) The tax backdrop also shifted before these posts went live. The Internal Revenue Service said on October 9, 2025 that tax-year 2026 inflation adjustments include amendments from the One, Big, Beautiful Bill, with the detailed changes published in Revenue Procedure 2025-32. (irs.gov) For borrowers and originators, that means the lease-or-buy question is being asked alongside a broader question: which assets hold value, generate cash flow quickly, and fit current tax treatment. Crestmont’s two April 12 posts package that question as both a financing tutorial and a sector-by-sector sales map. (crestmontcapital.com 1) (crestmontcapital.com 2)