Floorplan liquidity under pressure

The private‑credit market is estimated between $1.8 trillion and $2.1 trillion, and several flagship funds have seen rapid outflows this month with at least one vehicle fulfilling just 11% of redemption requests. (markets.financialcontent.com)) Major banks have responded by marking down private‑loan collateral and tightening financing lines to asset managers, with JPMorgan cutting valuations on software‑heavy loans and Morgan Stanley moving to limit repurchases after investor demand spiked. (money.usnews.com)) U.S. dealer lots carried near‑record inventory in late 2025 — Manheim and industry advisors reported roughly 2.97 million new‑vehicle units and an ~88‑day supply in November 2025 — raising dealers’ reliance on floorplan lines and elevating per‑unit interest costs. (harneypartners.com)) Floorplan financiers report rising origination volumes even as underwriting tightens: First Business Bank and other lenders flagged higher dealer utilization this season while independent providers emphasize automated audits and tighter controls. (autofinancenews.net)) Technology plays a visible role — NextGear/Cox Automotive products auto‑update floor‑plan positions at purchase, ANVL markets cryptographic NFC “proof‑of‑presence” for on‑lot verification, and Vero advertises real‑time portfolio reporting and 40+ configurable risk alerts for asset lenders. (nextgearcapital.com)) Solifi has moved to bundle those capabilities: the company acquired DataScan to beef up wholesale/inventory risk tools in September 2025 and launched Document Intelligence in March 2026, which it says can cut document verification times by up to 70%. (businesswire.com)) Market evidence of vendor uptake includes ALL Capital going live on Solifi’s ABL platform and Rosenthal & Rosenthal implementing Solifi portfolio management as part of its expansion into equipment finance. (equipmentfinancenews.com))