Metallicus FedNow certified

Metallicus says it now has the full set of FedNow certifications, letting credit unions use the Federal Reserve’s instant-payments rail for sending, receiving, payment requests, and liquidity transfers. (frbservices.org) (metallicus.com) FedNow is the Federal Reserve’s instant-payments system, built so participating banks and credit unions can move money within seconds, 24 hours a day, seven days a week. The Federal Reserve says its service-provider list is updated regularly, and the public roster included certified service providers as of March 30, 2026. (frbservices.org) Metallicus said on October 22, 2024 that it was supporting live FedNow transactions after completing the Federal Reserve’s testing and certification program. On February 26, 2026, the company said it added Request for Payment certification to earlier certifications for send, receive, and liquidity management. (metallicus.com 1) (metallicus.com 2) Request for Payment is the feature that lets a biller ask for money first and get paid instantly once the customer approves. The Federal Reserve says FedNow uses the ISO 20022 messaging standard for customer credit transfers and request-for-payment messages, which is the structured data format banks use to exchange payment details. (frbservices.org) (iso20022.org) Metallicus is pitching that setup to credit unions, not as a separate crypto rail, but as a way to connect instant dollar payments with digital wallets and digital-asset services inside the institution. The company said its platform lets credit unions keep deposits and customer relationships in-house while adding FedNow-based payment flows. (metallicus.com) The certification claim is easier to verify than the speed claim. The Federal Reserve page confirms FedNow-certified service providers, but Metallicus’ own developer materials for XPR Network describe current throughput at about 4,000 transactions per second, not 100,000-plus. (frbservices.org) (docs.metalx.com) Metallicus has also promoted ISO 20022 compatibility for Metal Blockchain, its banking-focused network, as part of a broader push to make blockchain systems speak the same message format as banks. That matters for payment data, compliance fields, and reconciliation, not just raw settlement speed. (metalblockchain.org) (frbservices.org) The result is narrower than some social-media posts suggest. The confirmed development is that Metallicus has expanded its FedNow-certified feature set for credit unions; the bigger claims about blockchain scale still rest mainly on company-linked materials, not Federal Reserve disclosures. (frbservices.org) (metallicus.com)