KUR BRI loan table updated
Kompas published updated KUR BRI loan tables showing that subsidised microloans remain available, with instalments for a Rp20 million loan starting from about Rp396,000 per month. The updated tables illustrate that small suppliers and service firms can still access formal credit under the KUR scheme. The availability of that credit could support cashflow for smaller subcontractors on regional projects. (money.kompas.com)
Bank Rakyat Indonesia’s April 2026 Kredit Usaha Rakyat tables show a Rp20 million loan can still be repaid from about Rp396,000 a month under the subsidised program. (kompas.com) Kompas published the updated instalment table on Wednesday, April 15, 2026, and listed the Rp396,000 figure for the longest tenor on a Rp20 million loan. Bank Rakyat Indonesia says its Kredit Usaha Rakyat micro loans carry a maximum ceiling of Rp50 million, with working-capital terms up to three years and investment terms up to five years. (kompas.com) (bri.co.id) On Bank Rakyat Indonesia’s own Kredit Usaha Rakyat page, the bank says the interest rate is 6 percent effective per year and that borrowers do not pay administration or provision fees. The same page says applicants must be individuals running a productive business for at least six months and not currently holding other bank credit, except consumer loans such as mortgages, vehicle loans, or credit cards. (bri.co.id) Kredit Usaha Rakyat is a government-subsidised small-business lending program, but the money comes from participating banks rather than directly from the state. Indonesia’s Coordinating Ministry for Economic Affairs says the program is aimed at micro, small, and medium enterprises and can be used for working capital or investment. (kur.ekon.go.id 1) (kur.ekon.go.id 2) The update lands as Indonesia expands the program for 2026. Minister of Micro, Small, and Medium Enterprises Maman Abdurrahman said in November 2025 that the government raised the 2026 Kredit Usaha Rakyat ceiling to Rp320 trillion and removed limits on how many times eligible borrowers can take the loans, while keeping the rate at 6 percent. (antaranews.com 1) (antaranews.com 2) For small suppliers, repair shops, food producers, and other firms that need cash before customers pay, the instalment table works like a quick affordability check. A borrower comparing tenors can see how stretching repayment from 12 months to 60 months lowers the monthly bill but keeps the debt outstanding longer. (kompas.com) (bri.co.id) Bank Rakyat Indonesia remains one of the main lenders in the scheme. The government’s Kredit Usaha Rakyat portal says the program now works through 46 lenders and financing institutions, and the portal identifies Bank Rakyat Indonesia as a channel for loans up to Rp500 million for productive businesses. (kur.ekon.go.id 1) (kur.ekon.go.id 2) The practical takeaway from the April table is that subsidised formal credit is still on the market, at published terms, for Indonesian small businesses that can meet the paperwork and business-history rules. For borrowers weighing whether to add stock, buy equipment, or bridge receivables, the monthly number is now clearer than the headline loan ceiling. (kompas.com) (bri.co.id)
