Mortgage rates tick lower
Mortgage and refinance rates dipped slightly this week as the 10‑year Treasury yield eased, offering a narrow window for potential rate‑sensitive borrowers to revisit options. (finance.yahoo.com) If you're tracking refinancing or a home purchase, small shifts in the 10‑year can change monthly payment math faster than you expect. (finance.yahoo.com)
NerdWallet’s daily roundup (using Zillow-supplied rates) put the average 30‑year fixed at about 6.07% on March 18, 2026. (nerdwallet.com) Freddie Mac’s Primary Mortgage Market Survey showed the 30‑year fixed averaged 6.11% in the week ending March 12, 2026, and the 15‑year averaged 5.50% in that latest PMMS release. (freddiemac.com) The U.S. 10‑year Treasury yield traded around 4.19% on March 18, 2026, a roughly two‑basis‑point dip from the prior session on interbank yield quotes. (tradingeconomics.com) Mortgage Research Center data cited by Forbes reported the 30‑year refinance rate near 6.31% on March 18, 2026, while industry trackers showed small daily downward moves in lender-offered refi spreads. (forbes.com) The Mortgage Bankers Association said overall application volume fell 10.9% for the week ending March 13, 2026, with the refinance index declining sharply week‑over‑week even as purchase applications remained higher year‑over‑year. (mba.org) The National Association of Realtors reported the median existing‑home sales price was $398,000 in February 2026; on an 80% loan (about $318,400), a 10‑basis‑point move from 6.07% to 6.17% changes a 30‑year principal‑and‑interest payment by roughly $20.59 per month (mortgage payment calculation). (nar.realtor) (calculator.net)
