Stablecoins hit corporate treasury benchmarks
A Ripple‑backed survey shows 74% of finance leaders now use stablecoins for treasury and working capital, and CFOs say they prefer accessing stablecoins through banks rather than unregulated wallets. The shift is widespread—Africa and parts of Asia are seeing rapid real‑world stablecoin adoption for remittances and domestic payments, changing how cross‑border liquidity moves. (moneycheck.com) (pymnts.com) (africabusiness.com)
Ripple’s fieldwork covered more than 1,000 finance leaders across banks, asset managers, fintechs and corporates and found 72% of respondents say firms must offer digital‑asset solutions to remain competitive. (ripple.com) Ripple’s preview also shows digital‑asset custody is a top priority for 89% of those evaluating tokenization, and fintech respondents reported 31% using stablecoins to collect payments and 29% taking payments directly in stablecoins. (ripple.com) PYMNTS Intelligence reports 42% of middle‑market companies have at least discussed, tested or used stablecoins and 13% report actual stablecoin use, noting CFOs prefer bank‑native access for trust, compliance and integration with existing treasury controls. (pymnts.com) A coordinated banking response is underway in Europe: nine major banks, including UniCredit and ING, have formed a Netherlands‑based vehicle to issue a MiCA‑regulated euro stablecoin under Dutch supervision with initial issuance targeted in 2026. (unicreditgroup.eu) Macro liquidity shifts are visible on issuer balance sheets — reporting shows Tether’s short‑term US Treasury holdings exceed $100 billion while Circle’s Treasury allocations are reported in the $45–$55 billion range, concentrating a new class of corporate cash counterparties. (ethnews.com) Regional flows amplify the corporate picture: BVNK’s data cited by Africa Business says stablecoin supply rose more than 500% over five years to above US$300 billion and that 79% of Africans own stablecoins, while Sub‑Saharan on‑chain value totaled about $205 billion between July 2024 and June 2025 with Nigeria near $22 billion in that year. (africabusiness.com)
