X (formerly Twitter) will add payments next month
X is launching xMoney—an integrated payments and monetization stack—next month to support e‑commerce, transfers, and creator monetization inside the app, signaling a bigger push into commerce and direct payments (x.com).
Elon Musk posted that X Money will enter early public access in April 2026, narrowing the rollout window from earlier, open-ended timelines. (finance.yahoo.com (finance.yahoo.com)) (finance.yahoo.com) CoinDesk reports the product will include instant peer-to-peer transfers and a 6% APY on held balances offered as a customer-facing incentive. (coindesk.com (coindesk.com)) (coindesk.com) X secured a commercial deal with Visa to power wallet and card functionality via Visa Direct, positioning X Money to route real-time payments through established rails. (techcrunch.com (techcrunch.com)) (techcrunch.com) Early user photos and reports show an exclusive metal X-branded debit card tied to the wallet in closed tests, suggesting a physical card and premium branding play in initial offerings. (fintechmagazine.com (fintechmagazine.com)) (fintechmagazine.com) Regulatory filings and reporting show X Payments LLC continuing to add U.S. state money-transmitter approvals, with recent state-level wins cited in Illinois and New Mexico and earlier approvals reported in Utah. (paymentsdive.com (paymentsdive.com)) (paymentsdive.com) Coverage from CBS and specialist crypto/fintech outlets describes X Money’s initial feature set as including in-app tipping and creator payouts alongside merchant checkout and peer transfers in the beta. (cbsnews.com (cbsnews.com)) (cbsnews.com)
