OpenAI links ChatGPT to bank accounts

OpenAI on May 15 started a preview of a personal-finance experience inside ChatGPT for Pro users in the United States, adding account connections that let the chatbot answer questions using a customer’s own financial data. The feature is available on the web and iOS, according to OpenAI’s product post and release notes. (openai.com) Users can connect supported accounts through Plaid, see a dashboard of spending and subscriptions, and ask questions tied to their balances, bills and goals. (openai.com) OpenAI said the rollout is gradual and that some eligible users may not see it immediately. ### Which accounts can ChatGPT connect to right now? OpenAI said on May 15 that U.S. Pro users can connect supported financial accounts through Plaid and use a new “Finances” section inside ChatGPT. The company said the setup works from the sidebar or by typing “@Finances, connect my accounts.” Plaid said the integration gives ChatGPT access to real-time financial data once a user authorizes the connection. Plaid said its network connects to more than 12,000 financial institutions and supports account types including checking, savings, investments and other financial products. (openai.com) TechCrunch reported examples including Schwab, Fidelity, Chase, Robinhood, American Express and Capital One. ### What does the new finance page actually show? OpenAI’s release notes said the Finances page can display spending, bills, subscriptions, net worth and investment information in one place. (openai.com) The company said users can review upcoming payments, track recurring charges and ask for help with budgets, savings goals and debt payoff. The OpenAI product post said synced accounts feed a dashboard showing portfolio performance, spending, subscriptions and upcoming payments. The company also said users can add extra context, such as a mortgage, a savings goal or a planned large purchase, so responses reflect more of their financial situation. (plaid.com) ### Which model is behind it, and what numbers did OpenAI publish? OpenAI said GPT-5.5 is the model family behind its latest reasoning push, and the company’s GPT-5.5 announcement said the model scored 60.0% on FinanceAgent. The same OpenAI post said GPT-5.5 also scored 88.5% on internal investment-banking modeling tasks and 54.1% on OfficeQA Pro. (help.openai.com) OpenAI’s personal-finance post said “recent advances in GPT-5.5” made ChatGPT stronger at handling complex, context-dependent finance questions. OpenAI did not say in the release notes that the feature can execute transactions; instead, it said ChatGPT can help users understand and plan. (openai.com) ### What can’t ChatGPT do with the connected data? OpenAI’s May 15 release notes said ChatGPT cannot move money, pay bills, place trades, file taxes, or act as a financial, legal, tax or investment adviser. The company framed the product as a planning and information tool rather than an execution tool. (openai.com) TechCrunch reported that users can remove account connections in Settings under Apps and Finances, and that synced data is removed from ChatGPT within 30 days after a service is disconnected. The same report said users can view and delete financial memories from the Finances page. (openai.com) ### What comes next in the rollout? OpenAI said the preview is starting with a smaller group of U.S. Pro users so it can learn from early use before a broader release. The company said its goal is to expand the feature to Plus and eventually make it available more widely. (help.openai.com) Intuit support is “coming soon,” according to OpenAI’s product post and TechCrunch’s report. OpenAI’s release notes say the feature is already live on web and iOS for the current preview cohort, and eligibility is being expanded gradually. (openai.com) (techcrunch.com)