OpenAI buys a personal‑finance team

OpenAI acquired Hiro Finance and will shut the Hiro service in April as the startup’s team joins OpenAI, marking another vertical assistant play folded into a larger AI company. (indexbox.io)

OpenAI has acquired personal-finance startup Hiro and will shut Hiro’s app on April 20 as the team moves inside OpenAI. (hirofinance.com) Hiro founder Ethan Bloch announced the deal on April 13, 2026, and OpenAI confirmed it the same day. The companies did not disclose terms. (techcrunch.com) Hiro said users can export their data until May 13, 2026, when the company plans to delete personal information from its servers. Hiro also said no bank login credentials were stored because it used Plaid to connect to financial institutions. (techcrunch.com; hirofinance.com) Hiro sold itself as an “AI personal CFO,” a chatbot-style planner that let people plug in salary, debt, expenses, and savings to model choices like buying a home or changing jobs. The company said it had helped customers plan and manage more than $1 billion in assets. (hirofinance.com; americanbanker.com) The product was built around a simple problem: large language models can chat fluently, but money planning also requires reliable arithmetic. Hiro said its system was purpose-built for financial math and gave users a way to inspect the calculations behind a plan. (hirofinance.com; techcrunch.com) The deal fits OpenAI’s recent pattern of buying small teams and folding them into broader products instead of running the acquired apps as stand-alone businesses. In June 2024, OpenAI bought Rockset for search and analytics infrastructure and bought Multi, a collaboration startup that also shut down after the acquisition. (openai.com; multi.app) Hiro looks more like an acqui-hire than a product rollout. TechCrunch reported that LinkedIn listed about 10 people associated with the company, and Bloch said Hiro employees were joining him at OpenAI. (techcrunch.com) Bloch brings a longer fintech track record than Hiro alone. He previously founded Digit, an automated savings app that Oportun said it bought in 2021 for more than $200 million. (techcrunch.com) OpenAI has not said whether Hiro’s consumer planner will reappear inside ChatGPT or another product. For now, the immediate change is narrower: Hiro’s app is ending, its data window closes on May 13, and its team is now building at OpenAI. (techcrunch.com; hirofinance.com)

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