TFSA vs RRSP playbook

A recent YouTube video laid out a 'perfect Canadian spending plan' to minimize taxes and social posts reiterated the familiar rule: max TFSA flexibility first and use RRSPs selectively for tax deferral or employer matches. Financial commentators warned that for high-earning tech workers, TFSA’s tax-free growth and withdrawal flexibility can be especially valuable, while RRSPs still make sense when current tax rates are high. (youtube.com) (x.com) (x.com)