New fintech startups listed

A new crop of African fintech startups is clustering around one problem: how to move, save, and spend money faster across weak banking rails and scarce foreign exchange markets. (x.com) The roundup named five companies this week: CircleFunds, Myaza, Resolva, Zepay, and NexaPay. Their products span group savings, stablecoin cross-border transfers, crypto-to-fiat settlement, business payments, and dollar-linked spending tools. (x.com) CircleFunds is tackling savings, not remittances. Nigerian coverage says the Lagos startup is digitising ajo or esusu, the long-running practice where groups contribute money on a rotating basis for rent, school fees, or small business needs. (punchng.com) Myaza is built around stablecoins, which are digital tokens designed to hold a steady value against currencies like the United States dollar. Circle’s partner directory says Myaza offers multi-currency wallets, virtual dollar cards, and cross-border transfers for users in African markets including Nigeria, Kenya, and Ghana. (partners.circle.com) Resolva is focused on the off-ramp, the step where crypto turns back into bank money people can actually use. Its live site says users can send crypto and have fiat paid instantly into bank accounts, while merchants get fiat settlement instead of holding tokens. (useresolva.io) NexaPay is aimed at everyday money management. Its company profile says the Lagos-based startup was founded in 2024 and lets users send and receive money, pay bills, and access dollar cards for global spending. (f6s.com) Zepay is the least clearly documented of the five, but public material ties it to payment software and a venture-accelerator partnership. Techeconomy reported in 2025 that Zepay entered FasterCapital’s LaunchUp program as it pitched itself around Nigeria’s digital payments market. (techeconomy.ng) The common thread is infrastructure, not just consumer apps. Stripe says stablecoin cross-border payments can settle in minutes instead of days by moving value over blockchains rather than through correspondent banks and wire networks. (stripe.com) That helps explain why new products now span savings circles, merchant settlement, and virtual dollar cards in the same conversation. In many African markets, the bottleneck is not only sending money abroad, but also storing value, accessing dollars, and turning digital balances into local-bank payouts. (x.com) Larger companies are moving in the same direction. In February 2026, Onafriq said it was using Conduit for stablecoin-based cross-border settlement, and Flutterwave has separately expanded stablecoin features for African businesses and merchants. (techcabal.com) The list does not prove any of these startups will break out. It does show where founders are placing their bets in April 2026: on products that make dollars easier to access, local payouts faster to receive, and old saving habits easier to run on a phone. (x.com)