ChatGPT quoting for flood
Neptune Flood launched a ChatGPT‑based quoting app that delivers instant flood insurance quotes, signaling wider adoption of conversational AI in underwriting and distribution. (beinsure.com)
The Neptune Flood app in ChatGPT went live on March 12, 2026, according to the company’s press release. (businesswire.com) Neptune describes Triton® as its proprietary underwriting engine built as a modular, API‑first platform that integrates via a lightweight Model Context Protocol (MCP) API to orchestrate data retrieval, risk modelling and real‑time rating. (reinsurancene.ws) The company reported more than 280,000 policies in force at year‑end, offering both residential and commercial private flood coverage across the United States. (insurtechanalyst.com) Neptune Insurance Holdings completed an initial public offering that raised roughly $368 million and began trading on the New York Stock Exchange under the ticker NP on October 1, 2025. (news.crunchbase.com) The March 12 announcement includes a regulatory-style disclaimer that ChatGPT is not an insurance agent, broker or representative of Neptune and that information provided through the app does not constitute a binder, offer to insure, or guarantee of coverage. (businesswire.com) Neptune says the ChatGPT integration builds on its existing direct‑to‑consumer real‑time quoting infrastructure and embedded quoting assistants on agency partner websites, extending distribution through its nationwide agency network. (markets.ft.com)
