XRP saw big fund inflows
Last week XRP led global crypto fund inflows with $119.6 million, and institutional positions look concentrated — Goldman Sachs held about $153.8 million across four XRP funds, which may reflect trading‑desk activity rather than long bets. (That fund‑flow data was reported by AOL and analysts cautioned these could be trading positions rather than directional allocations.) (aol.com)
More money went into XRP funds last week than into Bitcoin funds: CoinShares said XRP products took in $119.6 million for the week ended April 3, while Bitcoin products took in $107.3 million and all digital-asset products together took in $224 million. (coinshares.com) (mondovisione.com) That is a strange leaderboard in crypto, because Bitcoin usually absorbs the biggest share of regulated fund money and XRP is usually a side bet. CoinShares said this was XRP’s strongest weekly inflow since mid-December 2025. (mondovisione.com) (coinheadlines.com) The money also was not coming evenly from everywhere. CoinShares said Switzerland alone accounted for $157.5 million of the week’s crypto-fund inflows, while the United States contributed a much smaller $27.5 million. (mondovisione.com) (finance.yahoo.com) That split matters because “fund inflows” here means money into exchange-traded products and similar listed vehicles, not people buying XRP directly on a crypto exchange. It is closer to counting cash entering wrappers on stock-market rails than counting every buyer of the token itself. (coinshares.com) (defi-planet.com) Part of the backdrop is that XRP’s legal cloud in the United States is much thinner than it was a year ago. In May 2025 the Securities and Exchange Commission filed a settlement agreement with Ripple, and in August 2025 the agency said the cross-appeals had been dismissed, leaving the final judgment in place. (sec.gov 1) (sec.gov 2) That does not mean every big holder is making a simple “XRP will rise” bet. Goldman Sachs’ latest disclosed position was about $153.8 million spread across four spot XRP exchange-traded funds as of December 31, 2025, according to reporting based on its Form 13F filing. (forbes.com) (sec.gov) A Form 13F is a quarterly snapshot of listed securities held by large managers, so it shows the seat someone was sitting in on one date, not why they sat there. A bank can hold an exchange-traded fund for client facilitation, market making, hedging, or short-term inventory, which is very different from a conviction trade. (sec.gov) (aol.com) The concentration is still striking. Reporting tied to Bloomberg Intelligence data said the top 30 disclosed institutional holders had about $211 million in spot XRP exchange-traded funds at the end of 2025, which would put Goldman at roughly three quarters of that disclosed total. (coincentral.com) (blockonomi.com) So the cleanest read is not “Wall Street has fully embraced XRP.” The cleaner read is that one week of regulated-product flows turned sharply toward XRP, a large share of the disclosed institutional footprint sits with one bank, and neither fact by itself proves a broad, long-term institutional stampede. (aol.com) (mondovisione.com)
